Week of 11-01-2009

Timing Model = 1.5

80% long, 20% cash

Global allocation of long positions

MSCI EAFE Index 30%

MCCI Emerging Markets Index 40%

Russell 3000 Index - U.S. 30%

Top U.S. Sectors

Composite Internet 4.0

Mid Cap Value 3.5

U.S. Basic Materials 3.0

U.S. Real Estate 3.0

U.S. Technology 3.0

U.S. Oil Equipment, Services & Distribution 2.5

Top Intl. ETFs

MSCI Brazil Index Fund 3

S&P Latin America 40 Index Fund 3

MSCI Austria Index Fund 3

MSCI Sweden Index Fund 3

MSCI Australia Index Fund 3

MSCI Pacific ex-Japan Index Fund 3

Strategy 3

Money Markets 9%

Emerging Markets 9%

EAFE 9%

Industrial Materials 9%

U.S. REITs 9%

Energy 9%

Agriculture 9%

Precious Metals 9%

International Real Estate 9%

U.S. Large Cap 9%

U.S. Small Caps 9%

Strategy 4

Money Markets 20%

Emerging Markets 20%

EAFE 20%

Industrial Materials 20%

U.S. REITs 20%